Does TRICARE cover physical therapy, and are there session limits?

Direct answer: Yes, when it's medically necessary and a proven treatment — TRICARE doesn't publish one fixed session cap; instead you get an initial allotment of visits, and your therapist's notes and standards of care justify additional visits as medically necessary.

Applies to: All TRICARE plans · All regions

Details

Because specific limits and rules vary by plan and region, contact your regional contractor for the exact numbers that apply to you. TRICARE Prime generally requires a referral from your Primary Care Manager before starting physical therapy.

What to do next

Confirm this with your Primary Care Manager or regional contractor before scheduling — rules can vary by region and by service.