What services does TRICARE cover?
Quick Answer
TRICARE covers preventive care, doctor visits, hospitalization, surgery, mental health, maternity, prescriptions, and more with some requiring authorization.
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Key Takeaways
- Comprehensive medical coverage
- Includes preventive and specialty care
- Mental health and maternity covered
- Prescriptions through multiple sources
Detailed Answer
TRICARE provides comprehensive healthcare coverage for eligible beneficiaries.
Covered Services
- Preventive care and immunizations
- Primary care visits
- Specialist consultations
- Inpatient hospitalization
- Outpatient surgery
- Emergency and urgent care
- Mental health services
- Substance abuse treatment
- Maternity and newborn care
- Physical and occupational therapy
- Laboratory and diagnostic tests
- X-rays, CT scans, MRIs
- Durable medical equipment
- Prosthetics and orthotics
- Home health care
Prescription Coverage
- Generic and brand medications
- Mail-order pharmacy
- Military pharmacy
- Retail pharmacy
Additional Benefits
- Skilled nursing facility care
- Hospice care
- Clinical preventive services
- Well-child care
- Cancer screenings
Related Questions
Does TRICARE cover mental health services?
Yes, TRICARE covers mental health services including therapy, counseling, and psychiatric care with the same cost-shares as medical services.
What preventive care does TRICARE cover?
TRICARE covers annual physicals, immunizations, cancer screenings, well-child visits, and other preventive services at no cost with network providers.
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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