enrollment
plans
Can I change my TRICARE plan and when?
You can change TRICARE plans during specific periods:
Open Enrollment • Typically late fall (November-December) • Change effective January 1 • Available to most beneficiaries • No qualifying event needed
Qualifying Life Events (QLE)
Change within 90 days of: • Marriage or divorce • Birth or adoption • Moving to new location • Change in military status • Loss of other health coverage • Retirement from active duty • Turning age 21, 23, or 26
Plan Options
From Prime to Select • Can change during Open Enrollment • After QLE • When moving outside Prime Service Area
From Select to Prime • Must live in Prime Service Area • Change during Open Enrollment or after QLE • May need to enroll formally
Active Duty • Automatically in Prime • Cannot change to Select • Family members can choose
Important Notes • Document your qualifying event • Submit changes within 90-day window • Late requests may be denied • Coverage gaps possible if you miss deadlines
How to Change • Online: milConnect or contractor website • Phone: Regional contractor • In person: ID card office
Plan changes require careful timing. Contact your regional contractor for guidance.
Related Questions
What is the difference between TRICARE Prime and TRICARE Select?
TRICARE Prime is a managed care option with a primary care manager and lower costs. TRICARE Select offers more flexibility to choose providers with higher out-of-pocket expenses.
How do I enroll in TRICARE?
Ensure you're registered in DEERS, then choose your plan during open enrollment or within 90 days of a qualifying life event.