How do I enroll in TRICARE?
Quick Answer
Ensure you're registered in DEERS, then choose your plan during open enrollment or within 90 days of a qualifying life event.
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Detailed Answer
Enrolling in TRICARE requires a few key steps:
Step 1: Verify DEERS Registration
- Ensure you're registered in the Defense Enrollment Eligibility Reporting System
- Update contact information and dependent status
- Visit an ID card office or update online at milConnect
Step 2: Choose Your Plan
- Review available options based on your location and status
- Compare TRICARE Prime vs. TRICARE Select
- Consider your healthcare needs and budget
Step 3: Enroll During Eligible Periods
- Open Enrollment: Late fall annually (typically Nov-Dec)
- Qualifying Life Events: 90 days from event date - Marriage or divorce - Birth or adoption - Change in military status - Relocation to new area
Step 4: Submit Enrollment
- Online: milConnect or your regional contractor website
- Phone: Contact your regional TRICARE contractor
- Mail: Complete enrollment forms
- In-person: Visit an ID card office
Active Duty Members
- Automatically enrolled in TRICARE Prime
- No action required
Special Enrollment Situations
- New to Military: Enroll within 30 days of gaining eligibility
- Losing Other Coverage: Special enrollment period applies
- Moving Overseas: Different enrollment requirements
Required Information
- Social Security numbers for all family members
- Current address and contact information
- Other health insurance information (if applicable)
- Sponsor's military information
After Enrollment
- Receive confirmation within 2-4 weeks
- Select Primary Care Manager if Prime
- Receive health plan information packet
Contact your regional contractor for personalized enrollment assistance.
Related TRICARE Terms
Defense Enrollment Eligibility Reporting System(DEERS)
Database of all individuals eligible for military benefits.
Beneficiary
Person eligible to receive TRICARE benefits.
TRICARE Prime
Managed care option with assigned PCM and lowest costs.
TRICARE Select
Self-managed option with provider choice and flexibility.
Prime Service Area(PSA)
Geographic area where TRICARE Prime is available.
Related Questions
Who is eligible for TRICARE?
Active duty members, retirees, National Guard/Reserve members, their families, survivors, and Medal of Honor recipients.
What is the difference between TRICARE Prime and TRICARE Select?
TRICARE Prime is a managed care option with a primary care manager and lower costs. TRICARE Select offers more flexibility to choose providers with higher out-of-pocket expenses.