How do I enroll in TRICARE?
Quick Answer
Ensure you're registered in DEERS, then choose your plan during open enrollment or within 90 days of a qualifying life event.
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Detailed Answer
Enrolling in TRICARE requires a few key steps:
Step 1: Verify DEERS Registration
- Ensure you're registered in the Defense Enrollment Eligibility Reporting System
- Update contact information and dependent status
- Visit an ID card office or update online at milConnect
Step 2: Choose Your Plan
- Review available options based on your location and status
- Compare TRICARE Prime vs. TRICARE Select
- Consider your healthcare needs and budget
Step 3: Enroll During Eligible Periods
- Open Enrollment: Late fall annually (typically Nov-Dec)
- Qualifying Life Events: 90 days from event date - Marriage or divorce - Birth or adoption - Change in military status - Relocation to new area
Step 4: Submit Enrollment
- Online: milConnect or your regional contractor website
- Phone: Contact your regional TRICARE contractor
- Mail: Complete enrollment forms
- In-person: Visit an ID card office
Active Duty Members
- Automatically enrolled in TRICARE Prime
- No action required
Special Enrollment Situations
- New to Military: Enroll within 30 days of gaining eligibility
- Losing Other Coverage: Special enrollment period applies
- Moving Overseas: Different enrollment requirements
Required Information
- Social Security numbers for all family members
- Current address and contact information
- Other health insurance information (if applicable)
- Sponsor's military information
After Enrollment
- Receive confirmation within 2-4 weeks
- Select Primary Care Manager if Prime
- Receive health plan information packet
Contact your regional contractor for personalized enrollment assistance.
Related TRICARE Terms
Related Questions
Who is eligible for TRICARE?
Active duty members, retirees, National Guard/Reserve members, their families, survivors, and Medal of Honor recipients.
What is the difference between TRICARE Prime and TRICARE Select?
TRICARE Prime is a managed care option with a primary care manager and lower costs. TRICARE Select offers more flexibility to choose providers with higher out-of-pocket expenses.
What else should I consider when enrolling in TRICARE?
Beyond your TRICARE plan choice, most military advisors recommend reviewing your life insurance, creating or updating your will, and checking your home/auto coverage — especially important during enrollment transitions.
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