How to switch from TRICARE Prime to Select?

Switching from TRICARE Prime to TRICARE Select can be done during two enrollment windows: the annual TRICARE Open Season (mid-November through mid-December, effective January 1) or within 90 days of a qualifying life event. To make the switch, log into milConnect and use the Beneficiary Web Enrollment portal to change your plan selection, call your regional contractor (Humana Military for East Region or TriWest for West Region), or visit an ID card office for in-person assistance. Before switching, carefully compare the differences between Prime and Select, as Select has higher out-of-pocket costs but greater provider flexibility. Key considerations include that Select has annual deductibles (Prime does not), Select cost-shares are generally higher than Prime copays, you will no longer need a PCM or referrals for specialty care, and your enrollment fees may change. When you switch to Select, your PCM assignment is cancelled, and you can see any TRICARE-authorized provider directly. Make sure your DEERS information is current before processing the switch. Changes during Open Season take effect January 1, while QLE changes take effect on the first of the month following processing.