How to change TRICARE plans?

Changing your TRICARE plan can be done during designated enrollment periods through several methods. The primary opportunity is during the annual TRICARE Open Season, which typically runs from mid-November through mid-December, with plan changes effective January 1. You can also change plans within 90 days of a qualifying life event (QLE) such as marriage, birth of a child, PCS move, retirement, or loss of other health insurance. To make the change, log into milConnect at milconnect.dmdc.osd.mil and select the beneficiary web enrollment option, call your regional TRICARE contractor (Humana Military for East Region at 1-800-444-5445 or TriWest for West Region at 1-844-866-9378), or visit your nearest ID card office for in-person assistance. Before switching plans, compare the costs, provider requirements, and coverage differences between TRICARE Prime and Select to determine which best meets your healthcare needs and budget. Changes typically take effect on the first day of the month following processing.