Independent guide
TRICARE Select and a Blue Cross plan are different coverage
TRICARE Select is a TRICARE option. A Blue Cross plan is separate coverage with its own card, network, and claims office.
Last reviewed October 3, 2026 ยท Confirm time-sensitive details with the official program.
Official decisions come from TRICARE. This guide helps organize public information; verify eligibility, coverage, deadlines, costs, and contacts at TRICARE.mil.
Two different kinds of coverage
TRICARE Select is one of the TRICARE health plan options. A Blue Cross plan is separate coverage. It can be an employer plan, a Federal Employees Health Benefits plan, or another commercial policy. Each one has its own card, network, and claims office.
Seeing a doctor who takes Blue Cross does not tell you whether that doctor is authorized under TRICARE. Ask the office which card they are billing, and ask your regional contractor before you start care that needs approval.