What is TRICARE Select?

TRICARE Select is a self-managed preferred provider option similar to a civilian Preferred Provider Organization (PPO) that gives beneficiaries the flexibility to see any TRICARE-authorized provider without needing a primary care manager or referrals for specialty care. This plan is available to all non-active-duty TRICARE-eligible beneficiaries worldwide. TRICARE Select has annual enrollment fees for retirees and their families, and cost-shares vary based on whether the beneficiary uses a network or non-network provider. Using network providers results in lower out-of-pocket costs compared to non-network providers. Active duty family members enrolled in Select have no enrollment fee but pay annual deductibles and copays. The plan offers annual deductibles ($150 individual/$300 family for active duty families; higher for retirees), after which cost-shares apply for covered services. Select is ideal for beneficiaries who value the freedom to choose their own providers and do not mind higher costs in exchange for that flexibility.