TRICARE Young Adult
TYA
Quick Definition
Premium-based plan for adult children who age out of regular TRICARE coverage.
Key Takeaways
- Covers unmarried dependents ages 21-25 who age out of TRICARE
- Offers both Prime and Select plan options
- Requires monthly premium payments
Full Definition
TRICARE Young Adult (TYA) is a premium-based healthcare plan that allows unmarried adult children to purchase TRICARE coverage after they age out of regular dependent coverage at age 21 (or 23 if enrolled in college full-time).
Eligibility requirements: • Must be an unmarried adult child of an eligible sponsor • Must be under age 26 • Must not be eligible for employer-sponsored health coverage • Must be registered in DEERS • Sponsor must be eligible for TRICARE coverage
TYA plan options: • TYA Prime: Managed care option with lower out-of-pocket costs (must live in a Prime Service Area) • TYA Select: Self-managed option with greater provider flexibility
Key details: • Monthly premiums required based on plan selected • Coverage mirrors the corresponding adult TRICARE plan • Dental coverage available separately through FEDVIP • Prescription benefits included
TYA bridges the coverage gap for young adults transitioning from dependent TRICARE to independent healthcare, offering affordable options during a critical life stage.
Helpful Tips
- Apply before your child ages out of regular TRICARE to avoid a coverage gap.
- Compare TYA premiums with marketplace plans to find the best value.
Related Questions
What is TRICARE Young Adult and who qualifies?
TRICARE Young Adult extends coverage to unmarried adult children aged 21-26 who aren't eligible for employer-sponsored insurance.
Can my adult children get TRICARE coverage?
Yes, through TRICARE Young Adult (TYA) for qualified dependents ages 21-26 who are not eligible for employer health coverage.
Related Terms
Defense Enrollment Eligibility Reporting System(DEERS)
Database of all individuals eligible for military benefits.
Sponsor
Active duty or retired service member whose service qualifies family for benefits.
TRICARE Prime
Managed care option with assigned PCM and lowest costs.
TRICARE Select
Self-managed option with provider choice and flexibility.
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