Does TRICARE cover bariatric weight loss surgery?
Quick Answer
TRICARE covers bariatric surgery for BMI 40+ or 35+ with conditions, requiring documented weight loss attempts and prior authorization. Multiple procedures covered.
Related Video
Video Chapters6 sections
Click any chapter to jump to that section of the video
Key Takeaways
- BMI requirements apply
- Prior auth required
- Supervised diet needed first
- Follow-up included
Detailed Answer
Bariatric surgery coverage:
Coverage Criteria
- BMI 40+ or BMI 35+ with conditions
- Documented weight loss attempts
- Medical necessity established
- Pre-surgical evaluation
Covered Procedures
- Gastric bypass
- Sleeve gastrectomy
- Adjustable gastric band
- Duodenal switch
Requirements
- 6-12 months supervised diet
- Psychological evaluation
- Cardiac clearance
- Prior authorization required
Cost
- Hospital admission copays
- Surgeon cost-shares
- Catastrophic cap applies
- Follow-up included
After Surgery
- Nutritional counseling covered
- Follow-up visits covered
- Revision surgery if needed
- Plastic surgery (maybe, if medically needed)
Helpful Tips
- Document all attempts
- Start supervised diet
- Get evaluations done
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
See What's AvailableShare this page
Was this FAQ helpful?
Need personalized help with this?
Most military families leave benefits on the table. Our free 2-minute coverage check identifies gaps, finds potential savings, and gives you personalized recommendations.
Check My Coverage