What is TRICARE Retired Reserve?

Name: What is TRICARE Retired Reserve?
Description: TRICARE Retired Reserve (TRR) provides premium-based coverage for "gray area" retirees under age 60 who retired from the Reserve.

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Quick Answer

TRICARE Retired Reserve (TRR) provides premium-based coverage for "gray area" retirees under age 60 who retired from the Reserve.

Key Takeaways

For Reserve retirees under 60 in the "gray area"
Premium-based coverage until age 60
Same benefits as TRICARE Select
Transitions to retiree TRICARE at 60

Detailed Answer

TRICARE Retired Reserve (TRR) is a premium-based health plan for qualified Retired Reserve members who are not yet 60 years old.

The "Gray Area" Explained

Reserve members can retire after 20 qualifying years
Retirement pay doesn't begin until age 60
Period between retirement and 60 is the "gray area"
TRR fills this coverage gap

Eligibility Requirements

Retired from Reserve Component
Under 60 years old
Receiving reserve retirement pay or would receive at age 60
Not eligible for FEHBP

Monthly Premiums (2024)

Member only: Approximately $539/month
Member and family: Approximately $1,292/month

Coverage Details

Same benefits as TRICARE Select
Covers member and qualified family members
Pharmacy benefits included
Dental available through FEDVIP

When TRR Ends

Member turns 60 and begins receiving retirement pay
Transitions to regular retiree TRICARE
If member passes away, survivors may qualify for other TRICARE programs

What coverage should I add once I'm enrolled in TRICARE?

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