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What is TRICARE Retired Reserve?
Verified by TRICARE.com Editorial Team
Updated 2024-12-01
AI-assisted (gemini)
Quick Answer
TRICARE Retired Reserve (TRR) provides premium-based coverage for "gray area" retirees under age 60 who retired from the Reserve.
Key Takeaways
- For Reserve retirees under 60 in the "gray area"
- Premium-based coverage until age 60
- Same benefits as TRICARE Select
- Transitions to retiree TRICARE at 60
Detailed Answer
TRICARE Retired Reserve (TRR) is a premium-based health plan for qualified Retired Reserve members who are not yet 60 years old.
The "Gray Area" Explained
- Reserve members can retire after 20 qualifying years
- Retirement pay doesn't begin until age 60
- Period between retirement and 60 is the "gray area"
- TRR fills this coverage gap
Eligibility Requirements
- Retired from Reserve Component
- Under 60 years old
- Receiving reserve retirement pay or would receive at age 60
- Not eligible for FEHBP
Monthly Premiums (2024)
- Member only: Approximately $539/month
- Member and family: Approximately $1,292/month
Coverage Details
- Same benefits as TRICARE Select
- Covers member and qualified family members
- Pharmacy benefits included
- Dental available through FEDVIP
When TRR Ends
- Member turns 60 and begins receiving retirement pay
- Transitions to regular retiree TRICARE
- If member passes away, survivors may qualify for other TRICARE programs