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What is TRICARE Prime Remote and who qualifies?
Verified by TRICARE.com Editorial Team
Updated 2024-12-01
AI-assisted (gemini, gpt-4o)
Quick Answer
TRICARE Prime Remote is for active duty families living 50+ miles from MTFs. It provides Prime benefits with a civilian Primary Care Manager and same low cost-shares.
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Key Takeaways
- For those 50+ miles from MTF
- Civilian PCM assigned
- Same Prime benefits
- Active duty family eligible
Detailed Answer
TRICARE Prime Remote provides Prime-level coverage in remote areas:
Eligibility
- Active duty member assigned to remote location
- Living 50+ miles (or 1 hour drive) from MTF
- Family members of eligible active duty
How It Works
- Similar benefits to regular Prime
- Assigned civilian Primary Care Manager (PCM)
- No enrollment fee (active duty)
- Same low cost-shares as Prime
Finding a PCM
- Use TRICARE provider directory
- Must be network provider accepting Prime Remote
- Can change PCMs if needed
Referrals
- Still need referrals for specialists
- PCM coordinates specialty care
- Emergency care without referral
Family Considerations
- Command-sponsored family members eligible
- Must live in same remote location
- Can enroll through contractor
Deployment
- Family remains on Prime Remote
- Active duty uses military healthcare
- Coverage continues for family
Helpful Tips
- Verify your distance qualifies
- Choose PCM carefully
- Keep referral documentation
Related TRICARE Terms
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Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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