coverage
enrollment
How does TRICARE work when I'm stationed or living overseas?
TRICARE coverage overseas is managed through the TRICARE Overseas Program (TOP):
TRICARE Prime Overseas • Available in designated locations • Requires enrollment (no fees for AD families) • Assigned Primary Care Manager • Referrals required for specialty care
TRICARE Select Overseas • Available worldwide • No enrollment required • Freedom to choose providers • Annual deductibles and cost-shares apply
Key Differences from Stateside • May need to file your own claims • Payments in local currency • Limited provider networks • Different emergency care procedures
Filing Claims • Submit within one year of service • Use DD Form 2642 • Include all receipts and documentation
Contact your regional overseas contractor for country-specific guidance.
Related Questions
What is the difference between TRICARE Prime and TRICARE Select?
TRICARE Prime is a managed care option with a primary care manager and lower costs. TRICARE Select offers more flexibility to choose providers with higher out-of-pocket expenses.
How do I find a TRICARE provider?
Use the online provider directory on your regional contractor's website or call them directly for assistance.