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What TRICARE coverage do surviving spouses receive?
Verified by TRICARE.com Editorial Team
Updated 2024-12-01
AI-assisted (gemini)
Quick Answer
Surviving spouses of retired members or those who died on active duty can continue TRICARE coverage, subject to SBP enrollment.
Related Video
Key Takeaways
- Coverage continues
- SBP enrollment required
- Remarriage affects eligibility
- TFL at age 65
Detailed Answer
Surviving spouses have continued TRICARE eligibility.
Requirements
- Enrolled in Survivor Benefit Plan
- Or active duty death
- Not remarried (usually)
- Registered in DEERS
Coverage Options
- TRICARE Prime available
- TRICARE Select available
- TRICARE For Life at 65
- Same as retiree spouse
Active Duty Death
- 3 years full coverage
- Then based on SBP
- Special transition rules
- Casualty assistance helps
Costs
- Same as retiree family
- Prime enrollment fees
- Select premiums
- Standard cost shares
Remarriage
- Before 55: Lose coverage (usually)
- After 55: May retain
- Can regain if widowed again
- Complex rules apply
Related Questions
How does remarriage affect TRICARE benefits?
New spouse can be added to TRICARE through DEERS. Former spouses eligible under 20/20/20 lose coverage upon remarriage before age 55.
What happens to TRICARE when a service member dies?
Surviving family members may continue TRICARE coverage. Specific benefits depend on active duty status, retirement, and length of service.
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