How do I transition to TRICARE as a retiree?

Transition to retiree TRICARE requires several steps.

Update DEERS

• Status changes to retiree
• Happens automatically usually
• Verify information is correct
• Update address if moving

Choose Your Plan

• TRICARE Prime: Enrollment required
• TRICARE Select: Automatic coverage
• Compare costs and access
• Consider family needs

Enrollment

• Prime: Enroll with contractor
• Select: No enrollment needed
• Choose PCM (Prime)
• Get new ID cards if needed

Understanding Costs

• Retiree costs higher than active
• Prime has enrollment fees
• Select has premiums
• Both have cost shares

Timeline

• Coverage continuous at retirement
• No gap in benefits
• Enroll in preferred plan early
• Update prescriptions