Does TRICARE cover prenatal genetic testing?
Quick Answer
TRICARE covers recommended prenatal genetic screening and diagnostic testing, including cell-free DNA testing for eligible pregnancies.
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Key Takeaways
- Screening tests covered
- Diagnostic testing covered
- NIPT for eligible pregnancies
- Genetic counseling available
Detailed Answer
Genetic testing during pregnancy is covered when appropriate.
Covered Screening
- First trimester screening
- Quad screen
- Cell-free DNA (NIPT)
- Carrier screening
Covered Diagnostic Tests
- Amniocentesis
- Chorionic villus sampling (CVS)
- Targeted ultrasounds
- Genetic counseling
When NIPT Is Covered
- High-risk pregnancies
- Maternal age over 35
- Abnormal screening results
- Previous pregnancy issues
- Family history
Cost Considerations
- Screening often no cost
- Diagnostic may have cost share
- Check specific test coverage
- Prior authorization for some
Genetic Counseling
- Covered when indicated
- Before and after testing
- Decision support
- Network providers preferred
Related Questions
What maternity and pregnancy services does TRICARE cover?
TRICARE covers comprehensive maternity care including prenatal visits, delivery, and postpartum care for all eligible beneficiaries.
How does TRICARE cover pregnancy and maternity care?
TRICARE covers comprehensive maternity care including prenatal visits, delivery, postpartum care, and newborn care at no or low cost.
How does TRICARE cover high-risk pregnancies?
TRICARE covers high-risk pregnancy care including specialist consultations, additional monitoring, bed rest, and specialized delivery care.
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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