Does TRICARE cover midwives and birth centers?
Quick Answer
TRICARE covers certified nurse-midwives (CNM) and accredited birth centers as alternatives to hospital delivery.
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Key Takeaways
- CNMs are covered
- Birth centers covered if accredited
- Must be TRICARE-authorized
- Standard costs apply
Detailed Answer
TRICARE offers options for birth settings and providers.
Midwife Coverage
- Certified Nurse-Midwives (CNM)
- Licensed in their state
- Must be TRICARE-authorized
- Same prenatal/delivery coverage
Birth Center Coverage
- Accredited birth centers
- Must meet TRICARE standards
- Lower-intervention option
- Transfer arrangements required
What's Covered
- Prenatal care with midwife
- Labor and delivery
- Postpartum care
- Newborn care
- Transfer to hospital if needed
Cost Considerations
- May be same as hospital
- Network providers preferred
- Cost shares apply (Select)
- Copays apply (Prime)
Finding Midwives
- TRICARE provider directory
- Certified Nurse-Midwife search
- Birth center locator
- MTF may have midwives
Related Questions
What maternity and pregnancy services does TRICARE cover?
TRICARE covers comprehensive maternity care including prenatal visits, delivery, and postpartum care for all eligible beneficiaries.
How does TRICARE cover pregnancy and maternity care?
TRICARE covers comprehensive maternity care including prenatal visits, delivery, postpartum care, and newborn care at no or low cost.
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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