What maternity and pregnancy services does TRICARE cover?
Quick Answer
TRICARE covers comprehensive maternity care including prenatal visits, delivery, and postpartum care for all eligible beneficiaries.
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Detailed Answer
TRICARE provides comprehensive maternity coverage:
Covered Maternity Services
- Prenatal care and checkups
- Ultrasounds and imaging
- Laboratory tests
- Hospital delivery (vaginal or C-section)
- Postpartum care
- Lactation support
- Newborn care
How It Works:
TRICARE Prime
- Coordinate with your PCM
- Referrals to OB/GYN
- $0 for active duty family members
- Minimal copays for retirees
TRICARE Select
- No referral needed
- Choose any authorized OB/GYN
- Deductible + cost-shares apply
Important Steps:
1. Notify TRICARE within first trimester 2. Register baby in DEERS within 30 days of birth 3. Enroll baby in health plan if required
Covered Births
- Hospital births
- Birthing center deliveries
- Home births (with certified midwife)
After Baby Arrives
- Newborn automatically covered first 30 days
- Must register in DEERS for continued coverage
- Baby needs own ID number
Postpartum Coverage
- Follow-up visits
- Breastfeeding support and supplies
- Mental health screening
- Family planning services
Contact your provider early in pregnancy for care coordination.
Related TRICARE Terms
Related Questions
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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