How to disenroll from TRICARE?
Quick Answer
Disenroll from TRICARE during Open Season or after a qualifying life event. Contact your regional contractor, use milConnect, or visit an ID card office to process disenrollment.
Detailed Answer
Disenrolling from TRICARE can be done during specific enrollment windows and should be carefully considered, as losing TRICARE coverage without alternative insurance can leave you and your family uninsured. You can disenroll during the annual TRICARE Open Season (mid-November through mid-December) or within 90 days of a qualifying life event such as gaining other employer-sponsored health insurance, marriage to someone with employer coverage, or a change in military status. To disenroll, contact your regional contractor (Humana Military for East Region or TriWest for West Region) by phone or through their website, use milConnect to submit the disenrollment request online, or visit an ID card office for in-person assistance. Before disenrolling, ensure you have alternative health insurance coverage in place, as there may be a gap if new coverage does not begin immediately. Active duty service members cannot disenroll from TRICARE Prime, as enrollment is mandatory. If you disenroll and later want to re-enroll, you must wait for the next Open Season or experience a qualifying life event. Consider consulting with a TRICARE beneficiary counselor before disenrolling to understand all implications.
Related TRICARE Terms
Beneficiary
Person eligible to receive TRICARE benefits.
Qualifying Life Event(QLE)
A significant change that allows you to enroll in or change TRICARE plans outside Open Season.
TRICARE Prime
Managed care option with assigned PCM and lowest costs.
TRICARE Select
Self-managed option with provider choice and flexibility.
Related Questions
What is the TRICARE Open Season?
The TRICARE Open Season is the annual enrollment period, typically mid-November through mid-December, when beneficiaries can enroll in, change, or disenroll from TRICARE plans.
How to change TRICARE plans?
You can change TRICARE plans during the annual Open Season (November-December) or within 90 days of a qualifying life event by contacting your regional contractor or using milConnect.