Does TRICARE cover surgery?

Direct answer: Medically necessary surgery can be a covered service. The decision depends on the procedure, the plan, and whether authorization is required. Confirm the current rule on the official covered-services list before you schedule, and ask your regional contractor whether that service needs a referral or authorization.

Applies to: All TRICARE plans · All regions

Details

Medically necessary surgery can be a covered service. The decision depends on the procedure, the plan, and whether authorization is required.

Start with the TRICARE covered services list. Take the procedure name, the plan, and the setting to your contractor.

What to do next

Confirm this with your Primary Care Manager or regional contractor before scheduling — rules can vary by region and by service.