Does TRICARE cover couples and family therapy?
Quick Answer
TRICARE covers family therapy when treating a covered beneficiary's mental health condition. Couples therapy is covered when one partner has a diagnosis.
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Key Takeaways
- Covered when diagnosis present
- Multiple family members can attend
- Military OneSource alternative
- Same access rules as individual
Detailed Answer
Family and couples therapy are covered under specific conditions.
When Covered
- At least one family member has diagnosis
- Treatment relates to covered condition
- Licensed family therapist provides care
- Medically necessary
Types of Therapy
- Family therapy (multiple members)
- Couples/marriage counseling
- Parent-child therapy
- Multi-family groups
Access
- Same as individual therapy access
- Prime: No referral first 8 sessions
- Select: No referral needed
- Network providers recommended
Common Situations
- PTSD affecting family
- Depression impact on marriage
- Anxiety in family system
- Substance abuse recovery
- Child behavioral issues
Military Resources
- Military OneSource (couples counseling)
- Chaplain marriage programs
- MTF family therapy
- Fleet and Family Services
Related Questions
What mental health services does TRICARE cover?
TRICARE covers outpatient therapy, psychiatry, inpatient treatment, intensive outpatient programs, substance abuse treatment, and crisis intervention.
What is Military OneSource and how does it work with TRICARE?
Military OneSource provides free non-medical counseling (up to 12 sessions), referrals, and resources for all military families separate from TRICARE.
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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