Contents
Overview
Children normally lose TRICARE coverage at age 21 (or 23 if enrolled full-time at an accredited college and the sponsor provides over half their financial support). TRICARE Young Adult (TYA) lets unmarried adult dependents continue coverage up to age 26 by paying a monthly premium.
Prime vs Select
Two options: TYA Prime (HMO-style with a PCM, only available where Prime is offered) and TYA Select (open access, see any TRICARE-authorized provider). 2025 monthly premiums: TYA Prime $720 and TYA Select $311 (member-only; TYA does not cover the young adult's spouse or children).
Eligibility rules
In addition to the monthly premium, you pay the normal Prime or Select cost-shares for care. Enroll any time after losing regular TRICARE eligibility, during Open Season, or after a QLE — through milConnect or the regional contractor.
When TYA ends
TYA is a bridge benefit. When you turn 26, get married, or gain other coverage, TYA ends; CHCBP can extend coverage for up to 36 more months.
Key Facts
- Category
- Plans
- Type
- plan