TRICARE Open Season 2026
The TRICARE Open Season for 2026 coverage ran from November 10 through December 8, 2025. During this window, eligible beneficiaries could enroll in, change, or cancel their TRICARE Prime or TRICARE Select health plans without needing a qualifying life event. All changes took effect January 1, 2026. This was the eighth annual TRICARE Open Season, and beneficiaries were encouraged to review their coverage options carefully given updated premiums and expanded benefits.
Key Dates
November 10, 2025
TRICARE Open Season begins
November 10, 2025
Federal Benefits Open Season begins (FEDVIP dental/vision)
December 8, 2025
TRICARE Open Season ends
December 8, 2025
FEDVIP Open Season ends
January 1, 2026
New plan selections and changes take effect
January 1, 2026
Updated premiums and cost-shares begin
Premium Changes for 2026
| Plan | Monthly Premium / Change |
|---|---|
| TRICARE Prime (Active Duty Family) | No enrollment fee |
| TRICARE Prime (Retiree, Individual) | $183.94/month (previously $176.26) |
| TRICARE Prime (Retiree, Family) | $367.88/month (previously $352.52) |
| TRICARE Select (Active Duty Family) | No enrollment fee |
| TRICARE Select (Group A Retiree, Individual) | No enrollment fee |
| TRICARE Select (Group B Retiree, Individual) | $183.94/month |
| TRICARE Select (Group B Retiree, Family) | $367.88/month |
Key Changes for 2026
- TRICARE Select Group B enrollment fees adjusted based on annual cost calculations
- Catastrophic cap amounts updated for all beneficiary categories
- Expanded behavioral health access with new provider categories
- Pharmacy formulary updates including new generic medication additions
- Enhanced virtual care and telehealth platform integration
- Updated TRICARE Prime Service Areas to reflect base realignment changes
- New coverage for additional preventive screenings and wellness programs
- Streamlined referral and prior authorization processes
- Improved online tools for plan comparison and enrollment
- Extended postpartum care coverage aligned with federal guidelines
Enrollment Checklist
- 1Review your current TRICARE plan benefits and compare all options
- 2Verify your providers remain in-network for the plan you are considering
- 3Compare total costs including enrollment fees, copays, deductibles, and catastrophic cap
- 4Ensure your DEERS enrollment is current with accurate contact information
- 5Factor in any upcoming life changes such as PCS, retirement, or family changes
- 6Review prescription drug formulary for any changes to your medications
- 7Evaluate dental and vision coverage needs separately through FEDVIP
- 8Use the TRICARE plan comparison tool to see side-by-side cost breakdowns
- 9Log in to milConnect or contact your regional contractor to submit changes
- 10Complete all changes before the December 8, 2025 deadline
- 11Save your confirmation number and print enrollment documentation