What is TRICARE Young Adult?
Quick Answer
TRICARE Young Adult provides health coverage for dependents ages 21-26 who age out of regular TRICARE. It offers Prime and Select options with monthly premiums paid by the young adult.
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Detailed Answer
TRICARE Young Adult (TYA) is a premium-based health plan that provides healthcare coverage for adult children of TRICARE-eligible sponsors who have aged out of standard dependent coverage. TYA is available to unmarried adult dependents between ages 21 (or 23 if a full-time college student) and 26 who are not eligible for their own employer-sponsored health plan. TYA offers two plan options: TYA Prime (available in Prime Service Areas, with lower costs but PCM and referral requirements) and TYA Select (available worldwide, with more provider flexibility but higher costs). Monthly premiums are paid by the young adult or their family and are adjusted annually. TYA coverage includes all standard TRICARE medical benefits, and the young adult can also enroll in the TRICARE Dental Program separately. To be eligible, the young adult must be registered in DEERS, be an unmarried dependent of an eligible sponsor, and not have access to an employer-sponsored health plan. Enrollment is processed through the regional TRICARE contractor.
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Related Questions
Who is eligible for TRICARE?
Active duty members, retirees, National Guard/Reserve members, their families, survivors, and Medal of Honor recipients.
Does TRICARE cover my family members?
Yes, TRICARE covers eligible family members including spouses, children under 21 (or 23 if students), and children with disabilities.
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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