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What is TRICARE Young Adult (TYA)?
Verified by TRICARE.com Editorial Team
Updated 2024-12-01
AI-assisted (gemini, gpt-4o)
Quick Answer
TRICARE Young Adult is a premium-based plan ($250-300/month) for unmarried adult children ages 21-26 who aged out of dependent coverage and lack employer-sponsored insurance.
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Key Takeaways
- Ages 21-26 coverage
- Monthly premiums required
- Cannot have employer coverage
- Choose Prime or Select
Detailed Answer
TRICARE Young Adult extends coverage for adult children:
Eligibility
- Age 21-26 (or 23-26 if was full-time student)
- Unmarried
- Not eligible for own employer-sponsored coverage
- Parent is TRICARE-eligible sponsor
Plan Options
- TYA Prime: Managed care option
- TYA Select: Self-managed option
Monthly Premiums (2024 approximate)
- TYA Prime: ~$300/month
- TYA Select: ~$250/month
What's Covered
- Same benefits as parent's TRICARE plan
- Medical, prescription, mental health
- Preventive care included
What's NOT Covered
- Dental (need separate TRICARE Dental Program)
- Vision (routine eye exams)
How to Enroll
- Apply before aging out of dependent coverage
- Through TRICARE contractor website
- Coverage can start first of any month
Important Notes
- If offered employer coverage, not TYA eligible
- Can rejoin if lose employer coverage
- Premium helps maintain military connection
Helpful Tips
- Apply before coverage lapses
- Check if employer plan is cheaper
- Can add dental separately
Sponsored
What do most military families add to their TRICARE coverage?
Most Popular
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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