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Does TRICARE cover LASIK or other vision correction surgery?
Verified by TRICARE.com Editorial Team
Updated 2024-12-01
AI-assisted (gemini, gpt-4o)
Quick Answer
TRICARE does not cover elective LASIK. Active duty may access military refractive surgery programs. Medically necessary cases may get coverage with prior authorization.
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Key Takeaways
- Elective LASIK not covered
- AD may use military programs
- Medical necessity exceptions exist
- Consider military discounts
Detailed Answer
LASIK and vision surgery coverage:
TRICARE Coverage
- Not covered as elective surgery
- May cover medically necessary cases
- Specific diagnoses required
- Prior authorization needed
Active Duty Options
- Military LASIK programs (PRK/LASIK)
- Warfighter Refractive Eye Surgery
- Based on mission needs
- Wait times vary by installation
When It Might Be Covered
- Irregular astigmatism
- Corneal disease treatment
- Post-injury reconstruction
- Not standard nearsightedness
Out-of-Pocket Options
- Military discounts at some providers
- FSA/HSA may cover costs
- $2,000-$4,000 typical range
- Shop multiple providers
Alternatives
- FEDVIP vision coverage
- Contact lens/glasses allowance
- Military frames for AD
Helpful Tips
- Ask about military programs
- Use FSA/HSA if paying
- Get multiple quotes
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What do most military families add to their TRICARE coverage?
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Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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