Does TRICARE cover me when traveling overseas?
Quick Answer
TRICARE covers emergency care while traveling overseas. Non-emergency care requires coordination and you may need to pay upfront and file claims.
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Key Takeaways
- Emergencies covered worldwide
- May need to pay upfront
- File claims for reimbursement
- Plan ahead for prescriptions
Detailed Answer
TRICARE provides some coverage during overseas travel.
Emergency Care
- Covered anywhere in the world
- Go to nearest appropriate facility
- Notify TRICARE after stabilized
- May pay and file claim
Routine Care
- Not typically covered abroad
- Exception for chronic conditions
- Plan ahead before travel
- Get supplies before leaving
Filing Claims
- Use DD Form 2642
- Submit within time limits
- Include all documentation
- Reimbursed at TRICARE rates
Before You Travel
- Check vaccination requirements
- Get prescription supply
- Carry ID and insurance info
- Know emergency numbers
Limitations
- Elective care not covered
- May wait for reimbursement
- Exchange rates affect payment
- Some countries have restrictions
Related TRICARE Terms
Related Questions
How does TRICARE work when I'm stationed or living overseas?
TRICARE Overseas Program provides coverage outside the U.S. with regional contractors managing Prime and Select options.
How do I file a TRICARE claim?
Network providers file claims for you. For non-network providers or overseas care, submit DD Form 2642 with itemized bills to your regional contractor.
How does TRICARE work when stationed overseas?
TRICARE Overseas Program (TOP) provides coverage for service members and families stationed outside the US through military facilities and civilian providers.
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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