What is TRICARE Reserve Select (TRS)?

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Quick Answer

TRICARE Reserve Select is a monthly premium health plan for National Guard and Reserve members not on active duty, offering TRICARE Select-level coverage for members and families.

Key Takeaways

For Guard/Reserve not on active duty
Monthly premiums required
Similar to TRICARE Select
No referrals needed

Detailed Answer

TRICARE Reserve Select provides coverage for Guard and Reserve members:

Eligibility

Selected Reserve member
Not on active duty orders
Not eligible for FEHBP (Federal Employee Health Benefits)
Must commit to remain in Selected Reserve

Coverage

Similar to TRICARE Select
Covers member and qualified family members
Access to network and non-network providers
No referrals required

Costs (2024)

Member only: ~$50/month
Member + family: ~$250/month
Plus cost-shares for care received

How to Enroll

Through TRICARE contractor website
Coverage begins first of month after enrollment
Can enroll anytime (no open season)

What's Covered

Preventive care
Doctor visits and specialists
Hospital stays
Prescriptions
Mental health services

When Coverage Ends

Leave Selected Reserve
Become eligible for FEHBP
Called to active duty (switch to active duty TRICARE)

Helpful Tips

Enroll before you need care
Compare to employer coverage costs
Premiums are tax-advantaged

What do most military families add to their TRICARE coverage?

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