What is TRICARE Prime Overseas?
Quick Answer
TRICARE Prime Overseas provides managed care for families living overseas with a primary care manager at an MTF or network provider.
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Key Takeaways
- Similar to stateside Prime
- PCM manages your care
- Low out-of-pocket costs
- Enroll through MTF
Detailed Answer
Prime Overseas works similarly to stateside Prime.
How It Works
- PCM assigned at MTF or network
- Referrals for specialty care
- Managed care approach
- Lower out-of-pocket costs
Who Can Enroll
- Active duty command-sponsored families
- Some retirees overseas
- Must be in eligible location
Getting Care
- PCM for routine care
- Referrals for specialists
- Emergency care anywhere
- MTF priority
Costs
- Low or no copays
- Same as stateside Prime
- May pay upfront for some care
- File claims for reimbursement
Enrollment
- Enroll through MTF
- Or overseas contractor
- Annual enrollment
- Keep information updated
Related TRICARE Terms
Related Questions
How does TRICARE work when I'm stationed or living overseas?
TRICARE Overseas Program provides coverage outside the U.S. with regional contractors managing Prime and Select options.
How does TRICARE work when stationed overseas?
TRICARE Overseas Program (TOP) provides coverage for service members and families stationed outside the US through military facilities and civilian providers.
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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