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What prenatal care does TRICARE cover during pregnancy?
Verified by TRICARE.com Editorial Team
Updated 2024-12-01
AI-assisted (gemini, gpt-4o)
Quick Answer
TRICARE covers complete prenatal care: OB visits, ultrasounds, lab work, and genetic testing. Prime has no copay for prenatal visits; Select has cost-shares.
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Key Takeaways
- All prenatal visits covered
- Ultrasounds included
- Genetic testing covered
- Prime $0 copay
Detailed Answer
TRICARE prenatal care coverage:
Covered Prenatal Services
- Monthly/weekly OB visits
- Routine blood tests
- Urine screenings
- Blood pressure monitoring
- Fetal heart monitoring
Ultrasounds
- Dating ultrasound
- Anatomy scan (20 weeks)
- Additional if medically needed
- 3D/4D typically not covered
Genetic Testing
- First trimester screening
- Quad screen
- Amniocentesis if indicated
- NIPT (cell-free DNA) covered
Cost for Prime
- No cost at MTF
- $0 copay network provider
- Referral may be needed
Cost for Select
- Office visits: $24-$30
- Labs: 15-20% cost-share
- Ultrasounds: 20% cost-share
Helpful Tips
- Start prenatal care early
- Use MTF if available
- Keep all appointments
Sponsored
What do most military families add to their TRICARE coverage?
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Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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