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When is TRICARE Open Season and what can I change?
Verified by TRICARE.com Editorial Team
Updated 2024-12-01
AI-assisted (gemini, gpt-4o)
Quick Answer
TRICARE Open Season runs mid-November to mid-December annually. You can switch between Prime and Select with changes effective January 1.
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Key Takeaways
- Mid-November to mid-December
- Switch Prime/Select
- Changes effective January 1
- Qualifying life events allow mid-year changes
Detailed Answer
TRICARE Open Season is your annual opportunity to change plans:
Dates
- Typically mid-November to mid-December
- Same time as Federal Benefits Open Season
- Changes effective January 1
What You Can Change
- Switch from Prime to Select
- Switch from Select to Prime
- Add or remove family members
- Update enrollment information
Who It Applies To
- Retirees and their families
- Retired Reserve members
- Certain other beneficiary groups
- NOT active duty (must stay in Prime)
What You CAN'T Change
- Active duty status
- Eligibility categories
- TRICARE region
Qualifying Life Events:
- Outside Open Season, you can change plans if:
- Moving to new location
- Getting married or divorced
- Having a baby
- Losing other coverage
No Action Required:
If happy with current plan, coverage continues automatically.
Helpful Tips
- Review plans before Open Season
- Consider next year health needs
- Set calendar reminder
Related TRICARE Terms
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Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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