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How much does the TRICARE Dental Program cost?
Verified by TRICARE.com Editorial Team
Updated 2024-12-01
AI-assisted (gemini, gpt-4o)
Quick Answer
TRICARE Dental Program: ~$15-50/month premium depending on status. Preventive care often 0% cost-share; basic 20%; major procedures 50%. Annual max ~$1,500-2,000.
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Key Takeaways
- Separate from medical TRICARE
- Monthly premiums required
- Preventive care lowest cost
- Annual maximum limits
Detailed Answer
TRICARE Dental Program (TDP) costs:
Monthly Premiums (2024 approximate)
- Active duty family member: ~$15/month single
- Retiree: ~$30-50/month single
- Family plans: Higher premiums
Active Duty Dental
- Service member: Free at military dental
- Family: TDP optional with premiums
Cost-Shares
- Preventive (cleanings, exams): Usually 0%
- Basic (fillings): 20% cost-share
- Major (crowns, root canals): 50% cost-share
- Orthodontics: 50% with limits
Annual Maximum
- Usually $1,500-$2,000 per person
- Orthodontics: Separate lifetime max
- Preventive may not count toward max
Enrollment
- Separate from TRICARE medical
- Can enroll anytime
- 12-month commitment
Not Covered
- Cosmetic procedures
- Some implants
- Exceeding annual maximum
Helpful Tips
- Enroll before dental needs
- Use preventive care fully
- Understand cost-share percentages
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What do most military families add to their TRICARE coverage?
Most Popular
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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