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Does TRICARE cover dental care?
Quick Answer
TRICARE medical plans include limited dental (emergency only). Separate dental insurance available through FEDVIP program.
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Detailed Answer
TRICARE medical coverage includes very limited dental benefits:
What TRICARE Medical Covers
- Emergency dental care related to medical emergency
- Dental care for covered medical conditions
- Accidental injury to teeth
- Cleft lip and palate treatment
What's NOT Covered
- Routine checkups and cleanings
- Fillings and crowns
- Root canals
- Orthodontics (braces)
FEDVIP (Separate Dental Insurance):
Who's Eligible
- Retired service members and families
- Active duty family members
- Reserve and Guard members
- Survivors
Key Features
- Multiple carrier options
- Comprehensive dental coverage
- Monthly premiums vary by plan
- Enroll during Open Season (Nov-Dec) or within 60 days of life event
Active Duty Dental
- Free dental care at military facilities
- No premiums for active duty members
Enroll at www.benefeds.com or call 1-877-888-3337.
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What do most military families add to their TRICARE coverage?
Most Popular
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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