What happens to my TRICARE when my Guard/Reserve orders end?
Quick Answer
After activation ends, you get 180 days of TAMP coverage, then transition to TRS (if eligible) or lose coverage if not in Selected Reserve.
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Key Takeaways
- 180 days TAMP coverage after qualifying activation
- TRS available if still in Selected Reserve
- Must enroll and pay premiums for TRS
- No TRICARE if leaving Reserve
Detailed Answer
When Guard or Reserve orders end, TRICARE coverage transitions through several phases.
Immediately After Deactivation
- TRICARE Prime continues briefly
- Must be on orders 30+ continuous days
- Coverage continues for processing
TAMP Coverage (180 Days)
- Transitional Assistance Management Program
- Available for qualifying activations
- Same as TRICARE Prime benefits
- No premiums during TAMP
- Family members covered
After TAMP Ends
- Must enroll in TRS if eligible
- Or lose TRICARE eligibility
- Dental coverage also ends
- Update DEERS status
TRS Eligibility Requirements
- Still in Selected Reserve
- Not on active duty
- Committed to remaining in Reserve
- Pay monthly premiums
If Leaving the Reserve
- No TRICARE eligibility
- CHCBP may be available
- ACA marketplace options
- Employer coverage
Related TRICARE Terms
Related Questions
Who qualifies for TRICARE Reserve Select?
Selected Reserve members not on active duty orders who commit to remaining in the Selected Reserve qualify for TRS.
What TRICARE options are available for National Guard members?
National Guard members can access TRS, TAMP, or full TRICARE depending on their duty status, with coverage varying by activation orders.
What TRICARE options are available for National Guard members?
National Guard members have TRICARE access when activated for more than 30 days. TRICARE Reserve Select is available when not activated for a monthly premium.
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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