How can I compare TRICARE costs for my situation?

Comparing TRICARE costs:

TRICARE Cost Calculator

• Available at tricare.mil/costs
• Input expected care utilization
• Compare Prime vs Select
• Shows estimated annual costs

Factors to Consider

• Number of family members
• Expected doctor visits
• Anticipated prescriptions
• Planned procedures/surgeries
• Chronic condition management

Prime vs Select Comparison

• Prime: Higher fixed costs, lower per-visit
• Select: Lower fixed costs, higher per-visit
• Crossover point varies by utilization

Annual Cost Components

• Enrollment fees (Prime retirees)
• Deductibles (Select)
• Copays/cost-shares
• Prescription costs
• Catastrophic cap

Questions to Ask

• How often does family visit doctors?
• Any major care expected?
• How far is nearest MTF?
• Is flexibility important?

Recalculate Annually

• Health needs change
• Costs update yearly
• Review during Open Season