How does TRICARE work during temporary duty (TDY)?
Quick Answer
TRICARE coverage continues during TDY. Emergency care is covered anywhere; routine care should use network or MTF at TDY location.
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Key Takeaways
- Coverage continues during TDY
- Use network at TDY location
- Emergency care anywhere
- Bring prescription supply
Detailed Answer
TRICARE continues during temporary duty assignments.
Coverage During TDY
- Same TRICARE benefits apply
- Emergency care anywhere
- Network care at TDY location
- MTF if available
Getting Care
- Use network providers
- Find MTF at TDY base
- Emergency: Any facility
- Notify TRICARE if admitted
Prescriptions
- Use military pharmacy
- Network retail pharmacy
- Home delivery continues
- Bring supply for TDY
For Families
- Coverage unchanged at home
- May need to manage care
- POA for medical decisions
- Keep ID cards accessible
Tips
- Know network options
- Carry insurance info
- Have provider contact info
- Plan for prescriptions
Related TRICARE Terms
Related Questions
How does TRICARE cover emergency room visits?
TRICARE covers emergency room visits for true emergencies regardless of network status. Copays and cost shares apply but are waived if admitted.
Does TRICARE cover me when traveling overseas?
TRICARE covers emergency care while traveling overseas. Non-emergency care requires coordination and you may need to pay upfront and file claims.
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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