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guard-reserve
prescriptions
How do Guard and Reserve members get prescriptions?
Verified by TRICARE.com Editorial Team
Updated 2024-12-01
AI-assisted (gemini)
Quick Answer
TRS-enrolled members use TRICARE pharmacy benefits. When activated, use MTF pharmacy or home delivery. Without TRS, civilian pharmacy is needed.
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Key Takeaways
- Need TRS for pharmacy benefit
- Activated = full pharmacy
- Drill only = no coverage
- Home delivery best value
Detailed Answer
Prescription options depend on your status.
When Activated
- MTF pharmacy: $0
- Home delivery: Low copay
- Network retail: Standard copays
- Same as active duty
With TRS Enrollment
- Military pharmacy (space-A)
- Home delivery available
- Network retail pharmacies
- TRICARE formulary applies
During Drill Only
- No TRICARE pharmacy benefit
- Civilian pharmacy needed
- Or TRS enrollment
- LOD injuries may have coverage
Home Delivery
- Express Scripts
- Ships to home
- 90-day supply
- Best value
Tips
- Enroll in TRS for benefits
- Use military pharmacy on base
- Home delivery saves money
- Keep supply during transitions
Related TRICARE Terms
Related Questions
What are my pharmacy options with TRICARE?
TRICARE offers military pharmacies (lowest cost), home delivery (90-day supply), and retail pharmacies (network and non-network) for prescriptions.
What is TRICARE Reserve Select (TRS)?
TRS is a premium-based health plan for Selected Reserve members and families when not on active duty, providing comprehensive coverage similar to TRICARE Select.
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