What TRICARE options are available for Reserve and National Guard members?
Quick Answer
Reserve and Guard members have TRICARE Reserve Select when not activated, and regular TRICARE when on active duty orders over 30 days.
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Detailed Answer
TRICARE coverage for Reserve and Guard members depends on activation status:
TRICARE Reserve Select (TRS)
- Premium-based health plan for Selected Reserve
- Member only: $49/month
- Member + family: $233/month
- Annual deductibles and cost-shares apply
- Worldwide coverage available
When on Active Duty Orders (31+ days)
- Immediate TRICARE eligibility
- Free coverage for service member
- Family eligible for Prime or Select
- 180 days coverage after deactivation (TAMP)
TAMP (Transitional Assistance)
- 180 days of premium-free coverage
- Follows active duty periods of 30+ days
- Covers service member and family
Contact your unit's personnel office or TRICARE Reserve Select contractor for enrollment.
Related TRICARE Terms
Defense Enrollment Eligibility Reporting System(DEERS)
Database of all individuals eligible for military benefits.
Beneficiary
Person eligible to receive TRICARE benefits.
TRICARE Prime
Managed care option with assigned PCM and lowest costs.
TRICARE Select
Self-managed option with provider choice and flexibility.
Deductible
Amount you pay before TRICARE starts cost-sharing.
Cost-Share
Percentage of costs you pay for covered services.
Related Questions
Who is eligible for TRICARE?
Active duty members, retirees, National Guard/Reserve members, their families, survivors, and Medal of Honor recipients.
What is the difference between TRICARE Prime and TRICARE Select?
TRICARE Prime is a managed care option with a primary care manager and lower costs. TRICARE Select offers more flexibility to choose providers with higher out-of-pocket expenses.