What TRICARE options are available for Reserve and National Guard members?
Quick Answer
Reserve and Guard members have TRICARE Reserve Select when not activated, and regular TRICARE when on active duty orders over 30 days.
Related Video
Video Chapters5 sections
Click any chapter to jump to that section of the video
Detailed Answer
TRICARE coverage for Reserve and Guard members depends on activation status:
TRICARE Reserve Select (TRS)
- Premium-based health plan for Selected Reserve
- Member only: $49/month
- Member + family: $233/month
- Annual deductibles and cost-shares apply
- Worldwide coverage available
When on Active Duty Orders (31+ days)
- Immediate TRICARE eligibility
- Free coverage for service member
- Family eligible for Prime or Select
- 180 days coverage after deactivation (TAMP)
TAMP (Transitional Assistance)
- 180 days of premium-free coverage
- Follows active duty periods of 30+ days
- Covers service member and family
Contact your unit's personnel office or TRICARE Reserve Select contractor for enrollment.
Related TRICARE Terms
Related Questions
Who is eligible for TRICARE?
Active duty members, retirees, National Guard/Reserve members, their families, survivors, and Medal of Honor recipients.
What is the difference between TRICARE Prime and TRICARE Select?
TRICARE Prime is a managed care option with a primary care manager and lower costs. TRICARE Select offers more flexibility to choose providers with higher out-of-pocket expenses.
What coverage should I add once I'm enrolled in TRICARE?
TRICARE covers medical care but leaves gaps in dental, vision, life insurance, and legal planning. Most military families add at least one supplemental product within the first year.
Compare Supplemental OptionsShare this page
Was this FAQ helpful?
Need personalized help with this?
Most military families leave benefits on the table. Our free 2-minute coverage check identifies gaps, finds potential savings, and gives you personalized recommendations.
Check My Coverage