What happens to TRICARE when a reservist is activated?
Quick Answer
When activated for more than 30 days, reservists get full TRICARE coverage like active duty. Families transition to TRICARE Prime or Select.
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Key Takeaways
- 30+ day activation = full TRICARE
- Family gets Prime or Select
- TRS suspends during activation
- 180-day TAMP after deactivation
Detailed Answer
Activation changes TRICARE coverage significantly.
Upon Activation (30+ days)
- Member: Full active duty TRICARE
- Family: TRICARE Prime or Select
- TRS suspends automatically
- Same benefits as active duty families
Transition Process
- Coverage starts on activation date
- Register family in DEERS
- Choose Prime or Select for family
- Update with regional contractor
During Activation
- Member: Care at MTF or referral
- Family: Full TRICARE benefits
- Dental through TDP
- Same costs as active duty family
After Deactivation
- 180-day Transitional Assistance
- Can re-enroll in TRS
- TAMP provides transition coverage
- CHC-TRS option for some
Related TRICARE Terms
Related Questions
What TRICARE options are available for National Guard members?
National Guard members can access TRS, TAMP, or full TRICARE depending on their duty status, with coverage varying by activation orders.
What TRICARE options are available for National Guard members?
National Guard members have TRICARE access when activated for more than 30 days. TRICARE Reserve Select is available when not activated for a monthly premium.
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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