How do I get prescriptions while living overseas?
Quick Answer
Get prescriptions at MTF pharmacies, overseas network pharmacies, or use home delivery (ships to APO/FPO addresses).
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Key Takeaways
- MTF pharmacy available on base
- Home delivery ships to APO/FPO
- May need to file claims
- Check medication restrictions
Detailed Answer
Multiple pharmacy options exist for overseas beneficiaries.
MTF Pharmacy
- Available at military bases
- Lowest cost (usually $0)
- Formulary medications
- Limited availability some locations
Home Delivery
- Ships to APO/FPO addresses
- 90-day supply
- Low copays
- Express Scripts manages
Network Pharmacies
- Overseas network pharmacies
- Host nation pharmacies (some)
- May pay upfront
- File claim for reimbursement
Important Notes
- Some medications restricted overseas
- Controlled substances complicated
- Bring supply when traveling
- Check host nation laws
Tips
- Register with Express Scripts
- Stock up before moving
- Know formulary differences
- Keep prescription copies
Related Questions
How does TRICARE work when I'm stationed or living overseas?
TRICARE Overseas Program provides coverage outside the U.S. with regional contractors managing Prime and Select options.
What are my pharmacy options with TRICARE?
TRICARE offers military pharmacies (lowest cost), home delivery (90-day supply), and retail pharmacies (network and non-network) for prescriptions.
How does TRICARE work when stationed overseas?
TRICARE Overseas Program (TOP) provides coverage for service members and families stationed outside the US through military facilities and civilian providers.
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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