How does TRICARE help during natural disasters?
Quick Answer
TRICARE provides emergency care coverage anywhere during disasters. Special provisions may allow prescription refills and relaxed authorization requirements.
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Key Takeaways
- Emergency care covered anywhere
- Special provisions during disasters
- Early Rx refills allowed
- Document everything
Detailed Answer
TRICARE adapts during disaster situations.
Emergency Care
- Covered anywhere
- No prior authorization
- Any provider for emergencies
- Focus on getting safe care
Special Provisions
- Early prescription refills
- Relaxed referral requirements
- Extended deadlines
- Temporary provider access
Getting Medications
- Emergency supply authorized
- Any pharmacy in emergency
- Express Scripts assistance
- MTF may provide
What to Do
- Seek emergency care as needed
- Document all treatment
- Contact TRICARE after safe
- File claims promptly
Resources
- Military OneSource
- Installation support
- American Red Cross
- FEMA assistance
Related TRICARE Terms
Related Questions
What are my pharmacy options with TRICARE?
TRICARE offers military pharmacies (lowest cost), home delivery (90-day supply), and retail pharmacies (network and non-network) for prescriptions.
How does TRICARE cover emergency room visits?
TRICARE covers emergency room visits for true emergencies regardless of network status. Copays and cost shares apply but are waived if admitted.
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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