What does mental health care cost with TRICARE?

Direct answer: Active-duty service members pay nothing for mental health services from or authorized by the Military Health System; other beneficiaries pay a copay or cost-share that depends on their specific plan, sponsor status, and whether the provider is in-network.

Applies to: All TRICARE plans · All regions

Details

TRICARE covers individual and group therapy, psychiatric care and medication management, psychological testing, intensive outpatient and partial hospitalization programs, and inpatient care when medically or psychologically necessary. TRICARE Prime beneficiaries typically pay very little; TRICARE Select beneficiaries pay a percentage that’s higher for out-of-network providers. Use TRICARE’s Compare Costs tool for your exact out-of-pocket number.

What to do next

Confirm this with your Primary Care Manager or regional contractor before scheduling — rules can vary by region and by service.