Does TRICARE cover LASIK surgery?
Quick Answer
TRICARE does not cover LASIK or other refractive surgery. Active duty may be eligible for free LASIK through military programs at select locations.
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Key Takeaways
- Not covered by TRICARE
- Active duty may get free at military
- Warfighter program for AD
- Otherwise out-of-pocket
Detailed Answer
LASIK coverage depends on your status and circumstances.
Standard TRICARE
- LASIK not covered
- PRK not covered
- Considered elective
- Cost is out-of-pocket
Active Duty Military
- Free LASIK at select military facilities
- Warfighter Refractive Eye Surgery Program
- Based on mission requirements
- Long wait times possible
- Not guaranteed
Eligibility for Military LASIK
- Active duty only
- Certain career fields priority
- Vision prescription requirements
- No guarantee of approval
- Depends on availability
If Not Eligible
- Pay out-of-pocket
- FEDVIP may offer discounts
- Some civilian discounts available
- Shop for competitive pricing
Related Questions
What does TRICARE NOT cover?
TRICARE does not cover cosmetic surgery, experimental treatments, custodial care, most dental (unless separate plan), or services from non-authorized providers.
Does TRICARE cover vision and eye exams?
TRICARE covers eye exams for medical conditions but not routine vision care. Glasses and contacts are not covered for most beneficiaries.
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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