How to get TRICARE overseas?
Quick Answer
Get TRICARE overseas by contacting International SOS to enroll in Prime or Select Overseas. Register in DEERS with your overseas address, and locate nearby MTFs and approved providers.
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Detailed Answer
Getting TRICARE coverage overseas involves several steps to ensure continuous healthcare access. Before relocating, update your DEERS record with your new overseas address and contact information, and contact International SOS Government Medical Services, the TRICARE Overseas Program contractor, to understand your coverage options. You can enroll in TRICARE Prime Overseas if you are in a Prime Service Area near an overseas military base, TRICARE Prime Remote Overseas if you are active duty in a remote overseas location, or TRICARE Select Overseas, which is available to all eligible beneficiaries worldwide. Register with International SOS through their website or by calling their regional call centers. Locate the nearest military treatment facility and familiarize yourself with the available services. For civilian care overseas, you may need to pay upfront and submit claims for reimbursement to International SOS. Keep all receipts and medical records for claims submission. Prescriptions overseas may require different procedures, and some stateside home delivery services may not be available. Emergency care is covered worldwide, and the TRICARE Nurse Advice Line is accessible from overseas locations.
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Related Questions
What is the TRICARE Overseas Program?
The TRICARE Overseas Program (TOP) provides healthcare coverage for military beneficiaries living or traveling outside the United States, administered by International SOS.
How to file a TRICARE claim?
Network providers file claims for you. For non-network providers, submit a claim form (DD Form 2642) with an itemized bill to your regional contractor within one year of service.
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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