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What is the difference between Group A and Group B retirees?
Verified by TRICARE.com Editorial Team
Updated 2024-12-01
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Quick Answer
Group A retirees retired before January 1, 2018 and pay higher deductibles and catastrophic caps. Group B retired on/after that date with lower costs.
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Key Takeaways
- Group A: Retired before 2018
- Group B: Retired 2018 or later
- Group B has lower costs
- Check retirement date for group
Detailed Answer
Retirement date determines your cost category.
Group A Retirees
- Retired before January 1, 2018
- Higher deductibles
- Higher catastrophic cap ($3,500)
- Similar copays to Group B
Group B Retirees
- Retired on or after January 1, 2018
- Lower deductibles
- Lower catastrophic cap ($1,000)
- Same copays as Group A
Select Deductibles (2024)
- Group A: $150 individual/$300 family
- Group B: $50 individual/$100 family
Catastrophic Cap
- Group A: $3,500
- Group B: $1,000
Why the Difference
- FY2017 NDAA created new structure
- Incentive for Prime enrollment
- Phased implementation
- Grandfather clause for Group A
Checking Your Group
- Check retirement orders
- Call DFAS
- Verify with regional contractor
Related TRICARE Terms
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