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HomeFAQsDoes TRICARE cover my child while they're a full-time college student?

FAQ

Does TRICARE cover my child while they're a full-time college student?

Direct answer: Yes — a full-time college student can keep regular TRICARE coverage until their 23rd birthday or graduation, whichever comes first, instead of losing eligibility at 21.

Applies to: All TRICARE plans · All regions

Details

To qualify, the student must attend an approved institution of higher learning, the TRICARE sponsor must provide more than half of their financial support, and the school’s registrar must send TRICARE a letter proving full-time enrollment toward an associate’s degree or higher. After coverage ends at 21 or 23, an unmarried adult child may be able to purchase TRICARE Young Adult (TYA) for medical and pharmacy coverage up to age 26.

From College to Career: Understanding TRICARE Young Adult Coverage — Official TRICARE YouTube channel

What to do next

Confirm this with your Primary Care Manager or regional contractor before scheduling — rules can vary by region and by service.