Does TRICARE cover LASIK?
Quick Answer
TRICARE does not cover LASIK for dependents or retirees. Active duty members may qualify for free LASIK through military refractive surgery programs based on mission requirements and eligibility.
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Detailed Answer
TRICARE considers LASIK and other refractive eye surgeries (PRK, LASEK) to be elective procedures and does not provide coverage for dependents, retirees, or their family members. However, active duty service members may be eligible for refractive surgery at no cost through their branch's Warfighter Refractive Eye Surgery Program (WRESP) or similar programs. Eligibility for military LASIK depends on factors such as the member's military occupational specialty, remaining service obligation, and stable refraction history. TRICARE does cover medically necessary eye care such as cataract surgery, treatment for eye diseases, and annual eye exams for diabetic patients. Standard eye exams for glasses or contacts are not covered under the medical benefit but may be available through the TRICARE Dental Program's vision component.
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Related Questions
How much does TRICARE cost?
Costs vary by plan and beneficiary status. Active duty members have no costs. Retirees and their families pay enrollment fees and cost-shares.
What services does TRICARE cover?
TRICARE covers preventive care, doctor visits, hospitalization, surgery, mental health, maternity, prescriptions, and more with some requiring authorization.
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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