Does TRICARE cover hearing aids?
Quick Answer
TRICARE covers hearing aids for active duty. Other beneficiaries have limited coverage except for specific medical conditions. Hearing evaluations are covered for all.
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Key Takeaways
- Active duty fully covered
- Others have limited coverage
- Diagnostic testing covered
- Cochlear implants may be covered
Detailed Answer
TRICARE hearing aid coverage varies by beneficiary:
Active Duty
- Full hearing aid coverage
- Annual hearing exams
- Replacement as needed
- MTF audiology services
Retirees and Family
- Limited hearing aid coverage
- Diagnostic testing covered
- Hearing exams for medical need covered
- Hearing aids generally NOT covered
Exceptions for Other Beneficiaries
- Bone-anchored hearing devices (surgical)
- Cochlear implants
- Hearing aids for specific conditions
- Developmental needs in children
What IS Covered for All
- Hearing evaluations for diagnosis
- Treatment of ear conditions
- Cochlear implant surgery
- Hearing-related medical treatment
Alternatives
- VA benefits (for veterans)
- State programs
- Non-profit hearing foundations
- FSA/HSA funds
Children:
- Hearing aids may be covered for children when:
- Documented hearing impairment
- Impacts development
- Medically necessary
Helpful Tips
- Check VA benefits if veteran
- Explore state programs
- Document medical necessity for children
Related TRICARE Terms
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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