Does TRICARE dental cover braces and orthodontics?
Quick Answer
TDP covers orthodontics for dependents under 23 with a lifetime maximum of about $1,750-$1,800 and 50% cost share after waiting period.
Related Video
Key Takeaways
- For dependents under 23 only
- 12-month waiting period
- 50% cost share
- Lifetime maximum applies
Detailed Answer
Orthodontic coverage under TDP has specific rules.
Eligibility
- Dependents under age 23
- Enrolled in TDP
- 12-month waiting period
- Must be medically necessary
Coverage Details
- Lifetime maximum: $1,750-$1,800
- 50% cost share (you pay half)
- Traditional braces covered
- Clear aligners may be covered
What's Included
- Initial exam and records
- Braces and appliances
- Adjustments and visits
- Retainers
Not Covered
- Adults (sponsor) orthodontics
- Purely cosmetic cases
- Some clear aligner brands
- After age 23
Finding Orthodontists
- TDP network preferred
- United Concordia provider search
- Non-network possible but costs more
Related Questions
What is the TRICARE Dental Program (TDP)?
TDP is a separate dental insurance program for military families managed by United Concordia. It covers preventive care, basic services, and major procedures.
What are the limits on TRICARE dental coverage?
TDP has annual maximums around $1,500-$1,800 for most services, separate orthodontic limits, and waiting periods for major services.
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
See What's AvailableShare this page
Was this FAQ helpful?
Need personalized help with this?
Most military families leave benefits on the table. Our free 2-minute coverage check identifies gaps, finds potential savings, and gives you personalized recommendations.
Check My Coverage