What is Continued Health Care Benefit-TRICARE Reserve Select (CHC-TRS)?
Quick Answer
CHC-TRS allows some Guard/Reserve members to continue TRS-like coverage for up to 18 months after losing TRS eligibility.
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Key Takeaways
- Up to 18 months coverage
- After TRS eligibility ends
- Higher premiums than TRS
- Enroll within 60 days
Detailed Answer
CHC-TRS provides transitional coverage after TRS ends.
Who Is Eligible
- Lost TRS eligibility
- Within 60 days of losing TRS
- Not on active duty
- Electing to continue coverage
What It Provides
- Similar to TRS coverage
- Up to 18 months
- For member and family
- Premium required
Cost
- Higher than TRS premiums
- No government contribution
- You pay full premium
- Still less than some civilian options
When to Use
- After leaving Selected Reserve
- Bridge to other coverage
- Between military and civilian
- Short-term solution
How to Enroll
- Contact Humana Military
- Within 60 days of TRS loss
- Premium payment required
- Coverage continuous
Related Questions
What is TRICARE Reserve Select (TRS)?
TRS is a premium-based health plan for Selected Reserve members and families when not on active duty, providing comprehensive coverage similar to TRICARE Select.
What is TAMP (Transitional Assistance Management Program)?
TAMP provides 180 days of premium-free TRICARE coverage after certain separations including deactivation from active duty over 30 days.
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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